Effective Date: June 21, 2025
Business Name: PADMALAYA IMPEX
Website: cjcontent.com
Owner: Chiranjeevi Mudaliyar 

These Terms of Service outline the agreement between you (the customer) and me (the creator of this site and its content) regarding the use and purchase of any digital products offered through cjcontent.com. By using this site or purchasing a product, you agree to the following: 

1. Products & Access 

All products offered are digital and available for instant download after successful payment via ​Stripe, Razorpay, or PayPal through ThriveCart at the time of checkout.. You will receive access links via email or download page immediately after purchase. 

2. Usage Rights 

You are granted a personal, non-commercial license to use the products you purchase.
You may not copy, redistribute, modify, or resell the content without written permission. 

3. Payment Processing 

Payments are securely processed via ​Stripe, Razorpay, or PayPal through ThriveCart. No payment data is stored on cjcontent.com. 

4. Refunds and Cancellations 

Please refer to the Cancellation & Refund Policy for full details. In general, digital products are non-refundable after download, except in cases of technical errors or duplicate orders. 

5. Content Accuracy and Availability 

While I do my best to ensure everything is accurate and accessible, I may update or remove content, links, or files at any time for clarity, technical reasons, or improvements. 

6. Updates to Terms 

These Terms may change over time. If significant changes are made, they will be updated here with a new effective date. 

7. Contact Information 

For any questions about these terms:
📧 [email protected]